Practice Areas

Ratner & Pinchman, PC provides services in the areas of elder law, Medi-Cal planning and applications, trust and estate planning, probate, trust administration and special needs planning.  We are San Diego Elder Law and Medi-Cal Planning Attorneys.


Steven M. Ratner is certified in Estate Planning, Trust and Probate Law by the State Bar of California Board of Legal Specialization, and is the Author of a chapter in the CEB treatise "Complete Plans for Small and Mid-Size Estates." The Chapter is entitled: "Estate Planning for Clients Facing Future Long-Term Care Costs." The CEB is a program of the University of California that is cosponsored by the State Bar of California.


Maya M. Pinchman graduated from California Western School of Law, magna cum laude and serves as the Member at Large of the Elder Law Section of the San Diego County Bar Association.

Elder Law


At Ratner & Pinchman, PC, we help senior citizens make wise decisions about financial and health care matters. We help them preserve their assets and find the right nursing home. Our firm enables seniors to qualify for Medi-Cal which can pay for nursing home care. We put in place the legal vehicles that can give them peace of mind and comfort in their later years.


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Medi-Cal Planning


Nursing home care is expensive — so expensive that it can consume a person's life savings in a matter of months. With proper planning however, a person can obtain Medi-Cal benefits which can pay for quality nursing home care.


Ratner & Pinchman, PC is an experienced Medi-Cal planning law firm.


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Special Needs Trusts


Parents with a child with disabilities must plan for the child's future. Some day, they will not be there to care for the child.


Through proper estate planning and the creation of a special needs trust, you can provide for the living needs of your child while still maintaining his or her eligibility for federal and state benefits.


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Probate is the process that passes a deceased person's property to his or her heirs, under the supervision of the court.


Contrary to what you may believe, probate administration does not have to be a costly and painful process. At Ratner & Pinchman, PC, we provide a full range of cost-effective probate and estate administration services. 

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Estate Planning

A well-crafted estate plan can protect your assets, provide for your family and give you peace of mind. At a minimum, an estate plan should include a will, power of attorney, and health care directive. Depending on your situation and needs, a number of other estate vehicles can be developed to achieve specific goals.


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Business Planning

We are available to provide advice on the formation, taxation, and operation of your small business.

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© 2020 by Ratner & Pinchman, PC.  The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.  Please note that the State Bar Ethics Rules require us to disclose that testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter.


Ratner & Pinchman, PC serves clients in Southern California, including San Diego County, Orange County, Riverside County and the cities of Chula Vista, Coronado, Del Mar, El Cajon, Encinitas (Cardiff-by-the-Sea, Leucadia, Olivenhain), Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside, Poway, San Diego, San Marcos, Santee, Solana Beach, and Vista.  We are San Diego Elder Law and Medi-Cal Planning Attorneys.